Are you making smart choices for your retirement savings?
Americans aren’t saving enough for retirement. In fact, 71 percent of Americans do not have enough retirement savings. The median household has $63,000 in retirement savings, hardly enough to sustain anyone’s lifestyle for very long into retirement. In retirement, 21 percent of married couples and 43 percent of unmarried people count on Social Security for at least 90 percent of their income. Worse, more people than ever are entering retirement with more debt than ever before. These are real problems.
There are many reasons for this widespread savings crisis in America today. There is a lack of quality financial education. There is an avalanche of generic financial information in the media that may or may not fit your situation or even be dangerous to your financial health. An avalanche that can be confusing and overwhelming, to say the least. Then there are the financial salespeople, con artists, and other ne’er-do-wells that can take advantage vs. serious, trained, professionally credentialed financial advisers operating under a fiduciary standard that places the best interests of their clients above their own .
The fact is, accumulating adequate savings to live securely into your golden years is very achievable – it just takes a little foresight about your goals, a plan to reach them, and a commitment to making smarter choices along the way.
Take my assessment to discover if you’re making the right financial choices to adequately save for your retirement. It will only take a few moments of your time; and, along with your results, you will receive tips for how to improve your retirement savings strategy based on exclusive insight in my new book, The Financial Briefing: Answers to Life’s Most Important Money Questions.
Even from disorganized, modest beginnings, financial peace of mind is possible through a transformative change in the way you save. It’s not too late. Let’s get started, now!