Long-Term Care: Medicare (Part 1 of 2)

Long-Term Care: Medicare (Part 1 of 2)

When you’re young, or even not-so-young, the idea of long-term care can seem like it will never apply to you. Maybe we’re just deluding ourselves that we’ll never get old or that these situations are someone else’s hardships.Whatever the case, we are only flesh and...
Is Your Financial Security an illusion?

Is Your Financial Security an illusion?

Recently it was reported in the Wall Street Journal that “with unemployment low and the stock market near record highs, Americans are feeling more financially secure these days.”   The article went on to mention that a new financial survey revealed “that some of that...
The Pyramid Approach to Investing

The Pyramid Approach to Investing

You’ve been putting in the work, using the 80:20 ratio to establish an emergency account equal to about six months of living expenses. Now you can start allocating your money in ways that can make it work for you. Typically, this is done by investing. If you and your...
The Four Possible Moves for Your 401(k)

The Four Possible Moves for Your 401(k)

While a 401(k) or a 403(b) are hardly the only options you have in planning for retirement, they are the most common ones most people are familiar with. Even novice savers can tell you that these retirement savings plans are good ideas but too many do not know the ins...